Are you the bologna in the sandwich?

Recipe for a disaster sandwich? Take 1-2 teenagers, add 1-2+ aging parents, mix in yourself and your full-time job……You might just need Alka-Seltzer!
The proverbial sandwich generation is growing daily finding many of us stuck in the middle. By 2020 one in three households will be providing care for a disabled or elderly family member. This not only affects your daily life, but also, potentially, your own retirement! Let me explain.
Many caregivers are women in their 40’s and 50’s who either choose to cut their work hours, miss time at work (taking a leave of absence) or leave their jobs altogether to spend the time caring for their aging parents. This is costing women on average $324,000 in lost wages, social security and pension benefits!! (Men slightly less at $284,000).
So you are putting your own retirement at risk to care for your parents. While this may feel like a noble cause, or something that you think you have to do, I urge you to reconsider.
With the proper assistance, support and guidance, there are many options available to provide the assistance and care that you are currently providing. Putting your mother in a ‘home’ is not the only answer but you need to know what the options are and plan accordingly.
In 3 months time, just because I knew the senior care industry inside and out, I was able to save my parents over $15,000 while still getting them the care and help that they needed. If you don’t know, you don’t know….it’s OK to admit this and then to find somebody to help you that does know. Not only will this person support you through the tough times that may lie ahead, but should be somebody that has the knowledge that you do not have. You are not alone!
Lessen the stress. Create more balance during this crazy, uncertain time. Gain some peace in your journey. Get support! (and secure your own retirement!)
If I can help you in this way, visit my website and contact me: http://www.parentcarealliance.com
On the journey with you…….Kathy

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